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Terms of Service

Effective Date: March 26, 2026

IMPORTANT DISCLAIMER: The VCX Gold Rush Tracker provides portfolio tracking tools, price data, and community features. We do NOT provide financial, investment, tax, or legal advice. We make NO GUARANTEES about returns, valuations, or investment outcomes. Your investment decisions are entirely your responsibility. Always consult with qualified financial advisors before making investment decisions.

Table of Contents

  1. Acceptance of Terms
  2. Service Description
  3. User Eligibility
  4. Account Registration
  5. Subscription & Pricing
  6. Payment & Billing
  7. No Refund Policy
  8. User-Generated Content
  9. Data Collection & Privacy
  10. Service Reliability
  11. Prohibited Conduct
  12. Intellectual Property
  13. Limitation of Liability
  14. Indemnification
  15. Account Termination
  16. Amendments
  17. Governing Law & Jurisdiction
  18. Contact Us

1.Acceptance of Terms

By accessing, registering for, and using the VCX Gold Rush Tracker (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all provisions of these Terms, you do not have permission to use the Service. We reserve the right to modify these Terms at any time, and your continued use of the Service constitutes acceptance of any changes.

2.Service Description

The VCX Gold Rush Tracker (stakeandclaim.com) is a subscription-based SaaS platform designed to help users track positions in the Fundrise Innovation Fund (VCX) stock. The Service provides the following features:

All features are provided on an "as is" basis. The accuracy, completeness, or timeliness of any data, prices, news, or community content cannot be guaranteed.

3.User Eligibility

You represent and warrant that you:

4.Account Registration

To access the Service, you create an account by providing an email address, username, and password. You agree to:

We reserve the right to refuse registration or terminate accounts that we determine violate these Terms or engage in harmful conduct.

5.Subscription & Pricing

The Service offers the following subscription options:

Subscription fees are billed in advance at the beginning of each billing cycle. You grant us permission to charge your selected payment method automatically unless you cancel before the next billing date. All prices are in USD.

6.Payment & Billing

Payment Processing

We process payments through Stripe, a PCI-compliant payment processor. By subscribing, you authorize us to charge your payment method for the subscription fee. You are responsible for providing accurate payment information.

Billing Disputes

If you dispute a charge, contact us within 30 days of the charge. We will work with you and Stripe to investigate. Dispute procedures are governed by Stripe's dispute resolution policies and your payment method issuer's policies.

Payment Method Updates

If your payment method fails or becomes invalid, we may suspend your access to the Service until payment is successfully processed. You are responsible for maintaining valid payment information on file.

7.No Refund Policy

All subscription payments are non-refundable except as required by law. Refunds are NOT provided for:

Cancellation

You may cancel your subscription at any time through your account settings. Your cancellation becomes effective at the end of your current billing period. You retain access to the Service until the end of the billing cycle for which you have already paid. No refunds or credits apply for the unused portion of your subscription period.

8.User-Generated Content

Our Service includes a community message board where users may post comments, insights, and discussions. By posting content to the Service, you grant us a non-exclusive, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display your content in connection with the Service and our business.

Content Moderation

We reserve the right to monitor, moderate, review, edit, or delete any user-generated content that we determine, in our sole discretion, to be:

Removal of content does not constitute waiver of our other rights or remedies.

No Liability for User Content

We do not endorse, guarantee, or assume responsibility for any user-generated content. Users are solely responsible for the content they post. You use user-generated content at your own risk.

9.Data Collection & Privacy

We collect and process the following information:

Data Usage

We use collected data to:

For detailed information about how we handle your personal data, please review our Privacy Policy. Your use of the Service signifies your agreement to our data collection practices as described in these Terms and our Privacy Policy.

10.Service Reliability

The Service is hosted on Cloudflare with a free-tier infrastructure. While we strive for high availability, we make NO GUARANTEE of uninterrupted service. You acknowledge that:

Maintenance

We may perform scheduled or emergency maintenance that temporarily disrupts the Service. We will attempt to provide notice when possible but make no guarantees regarding advance notice.

11.Prohibited Conduct

You agree NOT to use the Service to:

Violation of these prohibitions may result in immediate account termination and potential legal action.

12.Intellectual Property

The Service, including all content, features, functionality, software, graphics, and design, is the exclusive property of VCX Gold Rush Tracker and protected by copyright, trademark, and other intellectual property laws. You retain ownership of any original content you create and post, but we retain the rights granted in Section 8.

Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Service solely for personal, non-commercial purposes in accordance with these Terms. You may not:

13.Limitation of Liability

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE."

TO THE FULLEST EXTENT PERMITTED BY CALIFORNIA LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE. WE MAKE NO GUARANTEE REGARDING:

Limitation of Damages

IN NO EVENT SHALL VCX GOLD RUSH TRACKER, ITS OWNERS, OPERATORS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR:

This limitation applies even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from or relating to these Terms or the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

Some jurisdictions do not allow limitations on liability, so some of the above limitations may not apply to you. If such limitations are found unenforceable, our liability shall be limited to the maximum extent permitted by California law.

14.Indemnification

You agree to indemnify, defend, and hold harmless VCX Gold Rush Tracker and its owners, operators, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from or related to:

15.Account Termination

We reserve the right, in our sole discretion, to suspend or terminate your account and access to the Service at any time and for any reason, including but not limited to:

Effect of Termination

Upon termination, your right to use the Service immediately ceases. We may delete your account data, portfolio history, and all associated information at any time without liability. No refunds are provided upon termination. Any provisions of these Terms that by their nature should survive termination, including indemnification and limitation of liability, shall survive.

16.Amendments

We may amend these Terms at any time in our sole discretion. Material changes will be communicated to you via email or a prominent notice on the Service. Your continued use of the Service following any amendments constitutes your acceptance of the updated Terms. If you do not agree with any amendments, you must stop using the Service and cancel your subscription.

17.Governing Law & Jurisdiction

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. You agree that any legal proceeding arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the state and federal courts located in California.

You waive any objection to jurisdiction or venue in these courts and agree not to assert that these courts lack personal jurisdiction over you.

18.Contact Us

If you have questions, concerns, or requests regarding these Terms of Service, please contact us at:

Email: support@stakeandclaim.com
Website: stakeandclaim.com

FINAL DISCLAIMER: The VCX Gold Rush Tracker is not a licensed financial advisor, broker, or investment firm. We provide portfolio tracking tools and community discussion features only. We do not provide investment advice, tax guidance, or legal counsel. All investment decisions are yours alone. Past performance does not guarantee future results. The value of VCX shares and other investments can rise or fall, and you may lose your entire investment. Consult with licensed financial, tax, and legal professionals before making investment decisions.